5+ Best Woocommerce Payment Gateways – 2020

No doubt, you would not have started to look out for the best Woocommerce payment gateways without knowing how crucial it is for your store sales.

Without wasting your time, let’s directly dive into the best Woocommerce payment gateways, their advantages and disadvantages, and how you can integrate them on your Woocommerce store.

Best Woocommerce Payment Gateways – 2020


PayPal is the most popular and the oldest online payment gateway available.

As per the latest update (Jan 2020), there are more than 286 million active PayPal accounts and more than 22 million active PayPal merchant accounts.

PayPal is a safer and easier way to pay and get paid online. PayPal supports all major currencies.


  1. PayPal is extremely easy to set up and use. You do not need an expert to set up a PayPal account for you. It is also extremely user-friendly.
  2. PayPal has very high security, so the transactions for both sellers and buyers will be extremely safe.
  3. Special discount and rebates will be given to loyal customers who shop online through PayPal.
  4. Your client’s or customers can pay you even if they don’t have a PayPal account.
  5. PayPal’s fees are much lesser compared to other payment gateways.
  6. The information of your card details will already be stored in the PayPal when you create the account. You don’t need to enter the details every time when you pay.


  1. In the case of refunds or chargebacks, the process is stringent, and also there will be hefty fees.
  2. If you sign up for a business account, PayPal charges 2.9% (as well as $30) when receiving money for goods or services. And also the fees for non-PayPal payments turn out to be very expensive.
  3. Even a small doubt of suspicious activity, your account may be blocked without any warning which may affect your business so severely.

PayPal’s current fee is 2.9%+0.30 per transaction.


PayPal currently supports 25 currencies including USD, AUD, CAD, INR, EUR, HKD, etc..


PayPal supports business in more than 200 countries.


To Integrate the PayPal payment gateway on your Woocommerce store, you can use the Woocommerce extensions of PayPal payment.

You can also use PayPal checkout extension.

Pro Tip – Customer reviews are a big part of eCommerce business. Upgrade your WooCommerce product reviews with a professional WooCommerce review plugin.


Stripe is the next significant payment gateway after PayPal and is the biggest competitor of PayPal.


  1. Stripe is easy to implement and offers a robust API for experienced developers to create highly customized solutions. It’s easy to integrate with other platforms, create one-off charges for customers or subscriptions.
  2. The level of encryption and security associated with the product is excellent. 
  3. Reporting is easy and useful.
  4. They have an automated fraud detection system.


  1. While more than 200 countries support PayPal, Stripe is supported in only around 34 countries.
  2. It’s a bit complicated to use for someone who might not be techy. They have some extremely technical pieces of their software, including webhooks and API calls. If you are not technically minded, this can get confusing and potentially cause issues with your credit card processing.
  3. Stripe doesn’t offer a mobile solution. For mobile payments, you might need to use other payment gateways.

The standard charges are 2.9%+$0.30 for every payment.


Stripe supports processing payments in 135+ currencies.


Stripe is available for business in 34 countries, including the US, Australia, Germany, etc.


As far as the WooCommerce integration goes, your best option is to use the free WooCommerce Stripe extension, created by the developers of WooCommerce.


Square is another big name when it comes to credit card processing. 

You can take payments from customers easily and quickly in person with Square.


  1. Square is an excellent solution to a small business who wants to ensure they can be paid quickly, regularly, and without burdening their client. You can set up clients in the address book and add their card on file which will save a ton of time.
  2. It’s easy to keep track of sales, and they are intuitive and easy to use.
  3. You can allow the system to automatically send reminders to your clients for overdue/unpaid invoices.


  1. Square is perfect only for small and medium businesses, but if your business gets more substantial, you might need to look for something else.
  2. Square doesn’t offer many options when it comes to customizing your checkout experience.
  3. Square does support recurring payments as part of its invoicing feature, but it doesn’t work for online subscription needs.
  4. It is available only in 5 countries.

Square’s processing fees are 2.65% per card present transaction, 2.9% + 30 cents per paid Square Invoice and Online Store sale, 3.4% + 15 cents per manually entered transaction and $0.10 for Interac Debit Tap sales.


Card payment acceptance with the Square app is currently available in the US, Canada, Japan, Australia, and the United Kingdom.


For integration with WooCommerce, you can use the official WooCommerce Square extension by WooCommerce itself.

Amazon Pay:

Amazon Pay is a payment service provided by Amazon itself.

When you offer Amazon Pay, customers have the option to log in to their Amazon account from a special checkout page that Amazon supports.


  1. You don’t need to enter payment information on the third-party website. You can offer your customers a payment option through your Amazon account.
  2. The end-user has no charge for creating and using his account.
  3. Amazon Pay uses Amazon’s industry-leading payment technology, so the incidence of fraud is relatively low. If it does occur, Amazon’s Seller Payment Protection Policy offers protection against fraudulent orders and covers losses on eligible transactions.
  4. International customers who have Amazon accounts can also pay using Amazon Pay, and your processing fees are less than those of Stripe and PayPal.
  5. Supports recurring payments.


  1. Getting started with Amazon Payments does involve significant paperwork.
  2. Shoppers must have an Amazon account to use Amazon Pay on your WooCommerce site.
  3. Merchants using Amazon Pay warn that if a buyer disputes a charge, Amazon rarely sides with the merchant.

Amazon payment fees are almost similar to other payment processing models which are 2.9%+$0.30 per order.


Supports 12 Currencies such as AUD, GBP, DKK, EUR, HKD, JPY, NZD, NOK, ZAR, SEK, CHF, and USD.


Amazon Pay is currently only available in few countries where there is Amazon service. They are USA, UK, Germany, France, Italy, Ireland, Spain, Luxembourg, Austria, Belgium, Cyprus, Netherlands, Sweden, Portugal, Hungary, Denmark, Japan.


For Integrating with your Woocommerce store, you can use the free WooCommerce Amazon Pay extension done by Woocommerce.


Authorize.Net is one of the most popular payment processors around for a reason: they offer a secure, safe, and affordable credit card and eCheck processing.


  1. Authorize.Net is an excellent option for your online store if you are concerned about credit card fraud. Authorize.Net offers enhanced fraud protection.
  2. They are super simple and straightforward to use.
  3. You can look up the transactions quickly. You can get full details of who is purchasing and how much.
  4. It allows to run reports for settled transactions, dispute declined transactions and see where fraudulent purchases might occur.


  1. You need to pay a monthly fee to use it in addition to what it charges for each transaction.
  2. The official plugin by Woocommerce to integrate the Authorize.Net in your woo-commerce store is also not free.
  3. The gateway charges you a one-time $25 fee for each case where there’s a dispute involving a credit card payment.

The account fee is $25 per month. The transaction fee is +10¢ per transaction & 10¢ daily batch fee.




United States, Canada, United Kingdom, Europe, Australia.

I hope this article helps you to choose the best Woocommerce payment gateways. 

We would love to hear which WooCommerce payment gateway or combination of payment solutions have you decided to use in the comments below.

1 thought on “5+ Best Woocommerce Payment Gateways – 2020”

  1. payment gateway UAE

    Amazing post, Payment gateway is basically the front-end technology that reads payment cards and transmits information to the merchant acquiring bank for processing.

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